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Business Owner HSA, FAQ, Health Spending Accounts

What Happens to the money if I don’t use it that year?

All unused funds roll-over to the following year.

• With an Health Welfare Trust (HWT) for a  Company that is Incorporated – Account funds will role over indefinitely.

• As with a  Private Health Services Plan  (PHSP)  used by sole proprietors, self-employed,  contractors, consultants, tradesmen, professional corporation etc.  – Two year forfeiture of funds from date of deposit.


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